
Freedom to Heal, Power to Perform
If you’re an athlete—whether you compete, train hard, or simply refuse to sit on the sidelines—you know that pain and injuries are part of the game. But waiting weeks for insurance approvals, getting rushed through standard treatments, not receiving the expert knowledge you deserve, or being told to “just rest” isn’t the solution. You need expert care that moves at your pace, prioritizes your performance, and gets you back to doing what you love—without delays, limitations, or unnecessary red tape. That’s why we’ve chosen a direct-pay model at IARSM. It puts your health decisions back in your hands, giving you immediate access to one-on-one, high-level physical therapy designed for active individuals who demand the best.
No insurance hoops. No compromises. Just results.

Why Direct-Pay Physical Therapy? Because Your Recovery Shouldn’t Have Limits
At IARSM, we choose direct-pay physical therapy because it puts YOU first.
With this model, you and your therapist create a treatment plan based on your goals—not insurance restrictions. That means no co-pays, no deductibles, and no surprises. You pay upfront, transparently, and we focus entirely on your recovery. Payments can be made via cash, check, credit/debit card, or HSA.
Why do we do it this way? Simple. Third-party payers are NOT the medical and health experts. They slow you down, they push generic treatments, delay approvals, and often cost you more in the long run. At IARSM, we cut out the middleman so you get the care you need, when you need it—efficient, personalized, and designed for real results.
Benefits of Direct-Pay PT vs. Insurance-Based PT
IARSM’s Approach: Get Back to What You Love
At IARSM, we believe in treating the root cause of the issue—not just masking symptoms. We use a personalized approach to help active adults recover and stay strong, with specialized care designed to support your unique needs.
Our fellowship-trained Doctors of Physical Therapy are experts in sports medicine and rehabilitation, and they’ll work with you to create a customized and holistic plan that’s all about getting you back to your best.

Who Benefits from Direct-Pay Physical Therapy?
If you’re serious about performance & recovery, this is for you.
Athletes & Fitness Enthusiasts
Whether you're recovering from an injury or fine-tuning your performance, we give you the time, attention, and care you need to get back to the sports and activities you love.
Busy Professionals & Parents
You’re short on time and need flexible, effective care. With direct-pay, you get efficient treatment on your schedule—no insurance hassles.
People Who Value Results
If you’re done with short-term fixes and want a long-lasting solution, our direct-pay model focuses on what works—no distractions. Most importantly, gives you back control to make decisions on your health.
Ready to Get Started?
Get back to feeling your best—schedule your consultation today!
It’s time to experience the freedom and effectiveness of direct-pay therapy: no insurance headaches, just results.